

Subscribers often ask me to write more detailed /lengthy captions. I'm sure different people wanna read about different things, so if you have a particular question or subject matter you'd like for me to address in my upcoming posts feel free to send a DM. Recently, a subscriber asked for my opinion on whether he should save his money or spend it on the things he enjoyed. He explained that he was a very responsible person and had always saved his money, but was coming to a point where he was tired of just saving, and not having any fun. Well, my answer is...you answered your own question. My no nonsense opinion is: it's VERY wise to save up for a rainy day, but the logic is you can do that forever and ever and ever with no end in sight. This is subjective. And there's a HUGE trade off, which is basically your life itself. Let's face it, it costs money to have nice things and to go nice places, but these material things and experiences are what determines the quality of our lives. Again, it is subjective and can be looked at from different perspectives. There is a difference between reckless spending, and enjoying your life, but that definition is also in the eye of the beholder. If it makes you happy to travel - by all means get busy and do it!! Don't think twice!! If it makes you happy to have a boat or a sports car - get it!! You're not getting any younger. If you desire (and can afford) a beach house, a lake cabin or a mountain retreat, again, I say GO FOR IT!!! For some people it could be deciding on a new refrigerator or upgraded cell phone...just do it!! Get the items that are going to make your life more enjoyable and more exciting. Being a Virgo I am a bit on the practical side, and when it comes to making major purchases I'm definitely not impulsive. I'm glad that I think things over, because I cannot think of one big purchase that I regret making. Anyway, at the end of the day, we create a lifetime of memories through our purchases and travel. Again, it's very important to save money to a degree, but at the end of your life a big bank account is useless to you.